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Terms & Conditions

Effective Date: 24 February 2025

These Terms and Conditions (“Terms”) govern your access to and use of the website https://baumannpartners.com/ (the “Site”) operated by Baumann Partners. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please refrain from using our Site.
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1.1. Intellectual Property

• Ownership: All content displayed on the Site—including images, illustrations, photographs, graphics, and text—is the intellectual property of Baumann Partners. The content may be used for personal, non-commercial purposes only.

• Restrictions: Any use of the Site’s content for commercial purposes without prior written consent is strictly prohibited.
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1.2. User Obligations

By using the Site, you agree to:

• Comply with all applicable laws and regulations.

• Refrain from engaging in any unlawful, offensive, or harmful activities.

• Not attempt to gain unauthorised access to the Site, its servers, or any associated systems.
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1.3. Limitation of Liability

• Disclaimer: The information provided on the Site is for general informational purposes only. While we strive for accuracy, Baumann Partners makes no warranties or representations regarding the completeness, accuracy, or reliability of the content.

• Liability: To the fullest extent permitted by law, Baumann Partners shall not be liable for any indirect, incidental, or consequential damages arising from your use of or inability to use the Site.
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1.4. Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
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1.5. Modifications to the Terms

Baumann Partners reserves the right to modify these Terms at any time. Any modifications will be effective immediately upon posting on the Site. Your continued use of the Site after any changes constitutes your acceptance of the new Terms.

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Payment and e-money services are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199);

Payment services in the United States are provided by Visa Global Services Inc. (VGSI), a licensed money transmitter (NMLS ID 181032) in the states listed here.  VGSI is licensed as a money transmitter by the New York Department of Financial Services. Mailing address: 900 Metro Center Blvd, Mailstop 1Z, Foster City, CA 94404. VGSI is also a registered Money Services Business (“MSB”) with FinCEN and a registered Foreign MSB with FINTRAC. For live customer support contact VGSI at (888) 733-0041.

Payment services are provided by CurrencyCloud B.V.. Registered in the Netherlands No. 72186178. Registered Office: Nieuwezijds Voorburgwal 296 – 298, Mindspace Nieuwezijds Office 001 Amsterdam. CurrencyCloud B.V. is authorised by the DNB under the Wet op het financieel toezicht to carry out the business of a electronic-money institution (Relation Number: R142701). https://www.currencycloud.com.

Payment services for Baumann Partners Limited are provided by Sciopay Ltd. Sciopay Ltd is a company incorporated in England & Wales. Registration No: 12352935. Sciopay Ltd is licensed and regulated by HMRC as a Money Service Business (MSB). License No: XCML00000151326. Sciopay Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution. Firm Reference Number: 927951